In Florida, both the IRA for the Institutionalized Spouse as well as the Community Spouse are exempt from countability as a resource when "periodic distributions" are being taken by the IRA owner.
Periodic distributions can be monthly or yearly.
However, there are districts in Florida that require annuitization of the IRA. Some districts require only MDIB (as determined by Internal Revenue Service tables) and other districts require that the SSA tables be used in determining the amount of the distribution.
Current as of Jan. 1, 2009.